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DHSC to insure designated setting care homes

DHSC has announced it will insure COVID designated care homes to improve discharge rates to designated settings.

COVID vaccine deployment minister Nadhim Zahawi MP told parliament yesterday that the targeted and time-limited indemnity would fill gaps in commercial cover and remove obstacles to sufficient local Designated Settings provision.

The indemnity will cover clinical negligence, employer’s and public liability where a care provider seeking to become a Designated Setting is unable to secure sufficient commercial insurance, or where an existing provider has been operating without sufficient cover. The indemnity arrangements will be supervised by DHSC and administered by NHS Resolution. The indemnity will cover Designated Settings until the end of March 2021, with a review point in mid-February.

 In the statement Zahawi acknowledged the role of the insurance industry in continuing to provide cover, where possible, for this activity.  

Welcoming the move, Care England chief executive Martin Green said that the lack of insurance has been a major stumbling block in the take-up of designated sites.

The designated setting scheme is for people who are medically fit for discharge from hospital (i.e., they do not require to be in an acute NHS bed) but whose ongoing care & support needs are such that they require full-time residential or nursing care. A large proportion of these people will already have been living in a care home.

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